Healthcare Crisis Today

America's healthcare system is in trouble, and the American family and employer is paying dearly for these system-wide ills.

• The cost of healthcare is expected to rise by as much as 10% this year.  

• The average employee contribution to company-provided health insurance has increased more than 143% since 2000.

• Average out-of-pocket costs for co-payments, deductibles and co-insurance in employer-based plans has risen 115% since 2000.

• Over 40 million Americans are without health insurance, and just as many have inadequate coverage for all their medical needs.

As healthcare expenses continue to rise, more and more Americans are finding themselves without access to needed medical, dental and prescription drug coverage and treatment.

• Many families can no longer afford comprehensive health insurance, and many more cannot afford any health insurance at all.

• Companies that previously provided their employees with broad family health benefits are being forced to scale back or eliminate coverage all together.

• Both individuals and group policy sponsors are increasingly using high deductible plans to curb the rising costs of health coverage, leaving families with the burden of $2000, $5000 or even $10,000 in out-of-pocket expenses before their insurance kicks-in.

Something needs to be done!

Our Solution